I'm freaking out big time.

I've been counting change that I've saved up since I was like 15 for about an hour now. This is bad.

Go on.

for?

what do you need 2 grand for if I may ask?

didn't you make fun of that guy on AIM that nobody from jsp likes about how he begged you for money?



faggot

what u need it for?

you can suck my dick for $5

then only 2200 to go

lol

He actually was expecting it

I on the other hand am sharing personal information with my online family, that's what we do.

The bill collection agency for AMEX has notified me that if I do not cough up some coins then AMEX will be happy to start using the force to spank me on the ass.

This post has been edited by MoS. on Mon - May 28 2007 - 20:48:19

afk pay-paling 2k [unit not allowed]

Take all the money you get from your coin collection, then either head to a casino or a convenience store; proceed to gamble all your money until you're either a - out of debt, or b - broke

if you end up broke, use the "i have gambling problem" excuse, or just kill yourself.

cc debt?

MmmHmmm

Change is fucking dirty as hell.

This post has been edited by MoS. on Mon - May 28 2007 - 21:04:53

so how are your knees, broken yet?

roflmclolpants

edit: didnt read topic till after i posted, sucks dude

This post has been edited by blackjack21 on Tue - May 29 2007 - 14:54:28

Just send them something...ANYTHING be it 1$ or 1000$ they can't do much to you if you are actively TRYING to pay it off. Even better would be to call them up and tell them you are a broke ass and need to work out a long term payment plan. Most companies will work with you quite fairly. AMEX being one that I have had personal experience with when I was in my early 20's and just could't believe I got a CC that had $10k on it!

They aren't really helping me out too much since I ignored them for quite a while.

I've gotta drop 2,000$ in two days and hope that I can get a loan or another credit that I can swap. The fucking APR for not paying them for like 4-5 months and being late, etc. is 32% and I've been doing some Excel models and they are pretty fucking ridiculous.

Oh and the other cards I have, I'm just starting to send them fucking 10$ a month. They can go fuck themselves for now. Hoping to have two jobs by the end of this week, this is definately putting college off the burners for a while.

When I was 23, I had racked up maybe 7 grand over 4 CC's. I am 29, and debt free (outside of 3 grand of student loans left). The only thing I can say is don't ignore them. The $10 is ok, but stay in contact with them. They will waive lots of fees as long as you continue to talk to them.

Don't fuck yourself over. As for the $2000, I have had them do this to me also, and all I can say is be honest. If you don't have it, at least get ona payment plan, automatic debit or something, so they have a commitment. Maybe they won't work with you, but 99% of the time they will because they want their money.

G'luck.

I have a bit more than that, due to my emergency surgery two years ago and deciding not to work for some time (which was fucking retarded, no doubt). I'm probably just going to try to bang out my debt with two jobs this year and see where I am. After that, get a student loan and pay off the remainder of any type of CC debt and cut them bitches up. They aren't good for you when you rack up 80$ a night drinking

Beyond that I'm really not worried, I could clear out about 80% of any debt I owned if I cleared out my bank stocks but I'm saving those for a downpayment on a house one day. I just have them rebuying more of their own stock every time it's time for dividends.

I'm going to sell off most of my shit that I don't really use on Ebay and probably start up some cash ventures that I used to be involved with. I'm going to go to the Library and get myself a card and just start reading in my free time instead of drinking, it's a bit more cost effective.